HallOfTarot.com User Agreement

Updated: August 21st, 2023

The following User Agreement is a legal agreement (hereinafter “Agreement”) between ZipVentures, Inc. (hereinafter “ZipVentures”) and you the user (hereinafter “User”) that governs your use of any of our online, digital and mobile websites, services and/ or applications including www.halloftarot.com (collectively, the “Services”). In entering into the terms of this Agreement, User represents and warrants that you are:

Unless otherwise agreed to in writing, your agreement with ZipVentures shall include the terms of any legal notices and/ or Agreement updates (hereinafter “Additional Terms”) applicable to the Services in addition to this Agreement. This Agreement, in additional to any Additional Terms, form a legally binding contract between ZipVentures and the User.

ACCEPTING THIS AGREEMENT:

In order to access and use any ZipVentures Services, User must read and agree to be bound by the terms and conditions of this Agreement. By selecting the “I Accept the HallOfTarot User Agreement” checkbox, and/ or completing the account creation and/ or registration process to create an account (hereinafter “Registration”), and/ or by accessing and/ or using any ZipVentures Services on any computer, mobile phone, tablet, console, television, or other device and/ or by participating in any ZipVentures tarot card reading or other reading, you are stating that you are eligible for an account and that you have reviewed and accepted and agree to be bound by the terms and conditions of this Agreement, without modification of terms, conditions and notices contained, whether you complete a Registration or not.

As the User, you also agree to our use of personal information in accordance with our Privacy Policy which is available online at https://www.halloftarot.com/home/privacypolicy. Please note that ZipVentures reserves the right to disclose your information, including personal data, as required by law when ZipVentures believes such disclosure is necessary to protect our rights or property, or comply with a judicial proceeding, court order, or other legal process.

FOR ENTERTAINMENT PURPOSES ONLY

USER ACKNOWLEDGES THAT WWW.HALLOFTAROT.COM AND ALL ZIPVENTURES SERVICES ARE FOR ENTERTAINMENT PURPOSES ONLY AND ANY READINGS OR OTHER INFORMATION (HEREINAFTER “INFORMATION”) PROVIDED TO USER BY ZIPVENTURES DURING USE OF ANY SERVICES DOES NOT CONSTITUTE FINANCIAL, RELATIONSHIP, CAREER, MEDICAL OR OTHER ADVICE, COUNSEL, GUIDANCE, DIAGNOSIS, RECOMMENDATION, OR TREATMENT UNDER ANY CIRCUMSTANCE.

USER IS DISCOURAGED FROM TAKING ANY ACTIONS AND/ OR MAKING DECISIONS BASED SOLELY ON ANY INFORMATION PRESENTED USING THE ZIPVENTURES SERVICES. ZIPVENTURES SHALL NOT BE HELD LIABLE FOR ANY ACTIONS OF THE USER AND SHALL NOT BE HELD LIABLE FOR ANY LOSS, INJURY OR DAMAGE TO THE USER DUE, IN PART OR IN WHOLE, AS A RESULT OF THE USE OF ANY INFORMATION PROVIDED WHILE USING ANY ZIPVENTURES SERVICES.

NONEXCLUSIVE, LIMITED LICENSE

Subject to all the limitations and restrictions contained herein and during Registration, ZipVentures grants User a limited, revocable, non-exclusive and non-sublicensable license to access and use the Services. Users may remotely access, view and download data, transactions, and information. User will not, and will not allow any third-party to (i) copy, modify, adapt, translate or otherwise create derivative works of the Services, documentation, or other ZipVentures Intellectual Properties; (ii) reverse engineer, decompile, disassemble or otherwise attempt to discover the source code of the Services; (iii) rent, lease, sell, assign or otherwise transfer rights in or to the Services; (iv) remove any proprietary notices, branding, or labels used with the Services; (v) use, post, transmit or introduce any device, software or routine which interferes or attempts to interfere with the operation of the Service; or (vi) use data labeled as belonging to a third party in the Services for purposes other than generating, viewing, and downloading readings or other information. User agrees to comply with all applicable laws and regulations during use of, and in access to the Services and any documentation.

ZipVentures shall provide the services contracted by User, as established during Registration and/ or subsequent use of the Services. ZipVentures may, at its sole discretion, utilize third parties, subsidiaries, and affiliated legal entities (hereinafter “Third-Party Services”) to provide services under this Agreement. User grants ZipVentures the exclusive right to transfer ZipVentures rights herein to such Third-Party Services, solely to the extent necessary to provide the Services and provided that ZipVentures shall remain responsible for the performance of any such Third-Party Services.

ZipVentures reserves the right to modify or discontinue, temporarily or permanently, all or part of the Services to the extent that such Services are discontinued to ZipVentures User as a whole, where ZipVentures shall provide fifteen (15) calendar days prior written and/ or electronic notice; except in such case where ZipVentures has not received advanced notice from a Third-Party service regarding the modification or discontinuation of any services. In such case, ZipVentures shall provide User notice of any such discontinuation or termination of a service, in whole or in part, within twenty-four (24) hours, where actual termination date is determined by the Third-Party Service. If ZipVentures modifies or discontinues all or part of the Services, the fees associated shall be modified or discontinued.

USE OF SERVICES

User agrees that to use any ZipVentures Services you may be required to provide information about yourself as part of the Registration and/ or as part of the continued use of the Services. User agrees that the information provided shall be accurate, correct and up-to-date. User furthermore agrees the use the Services only for the purposes authorized and permitted by this Agreement.

User agrees not to access or attempt to access, through mechanical or non-mechanical methods, any of the Services by any means other than as authorized herein, and through the User Interface(s) and/ or applications provided by ZipVentures, unless expressly authorized to do so in writing through agreement with ZipVentures. User agrees not to access or attempt to access any of the Services through automated means including use of scripts or other methods. User must use the Services in accordance with applicable laws and the terms of this Agreement. User shall not engage in any activity that knowingly interferes with the Services or ZipVentures customers, including but not limited to objectionable activity, phishing, denial of service, collusion, reverse proxy, or other activity considered malicious and/or suspicious. If User is determined by ZipVentures to misuse or abuse the Services, ZipVentures may, without limiting other rights or remedies, immediately and without notice limit User access, and/or suspend, and/ or terminate User access to the Services.

User warrants to, and grants ZipVentures the right to use, to the extent necessary for ZipVentures to deliver the contracted Services, all materials, data (including audio source files, video source files, transcripts, readings, tags, notes, and other content and/ or data) and information provided to or accessed by ZipVentures in connection with the Services. In addition, it is the exclusive responsibility of User to obtain all necessary consents from any third parties regarding the legal use of any content used in association with the Services.

TERM & TERMINATION

This Agreement shall be effective as of the date of acceptance by User and/ or the date of first usage of any Services by User and shall continue on a day-to-day basis for unpaid Services, or a month-to-month basis for paid Services, depending on the User membership.

User may cancel their Services at any time, for any reason without providing ZipVentures prior notice. On cancellation of Services, ZipVentures shall suspend User access to any and all Services on the calendar day prior to their Services renewal anniversary date. No refunds shall be issued on any usage fees, membership fees, package fees or other Services fees, at any time or under any circumstance, accept for in situations where ZipVentures was unable to, for any reason, successfully provide the Services.

ZipVentures may terminate a User account should the User fail to maintain the account in good standing, or for non-payment, or for malicious or other unauthorized usage. In addition, ZipVentures may suspend or terminate User access to any Services immediately in a particular jurisdiction if ZipVentures determines, in its reasonable discretion, that the Services cannot be provided, or based on User conduct, is not being provided in accordance with applicable laws.

PAYMENT, REFUNDS & EXPIRATION POLICY

Fees for the Services are indicated during the time of Registration and/ or at any time the User agrees to add, change or otherwise alter their Services. All Services fees, including but not limited to package fees, monthly membership fees and annual membership fees shall be billed at the published rates for such Services, as determined at the time of purchase. ZipVentures reserves the right, in its sole discretion, to change its rates for any Service at any time.

By submitting an order for any Services, you the User authorize ZipVentures and its designated payment processor to charge the credit card, debit card, or cashless payment you provided for the payment for the full amount specified at checkout. All payment values are in US dollars. For Users that have purchased a membership or subscription, you authorize ZipVentures to recurrently charge the total amount due for subscribed Services. In such case where the User credit card reaches its expiration date, your continued use of the Services constitutes authorization for ZipVentures to continue billing your credit card and you remain responsible for any uncollected amounts.

Packages, memberships and subscriptions are not refundable, whether or not the Services are used or unused. Any Services remaining in any package, membership and subscription after the User has cancelled their services will no longer be redeemable.

Users who purchase packages may use the Services over an unspecified period without the Services expiring. Users who purchase memberships or subscriptions with a set number of Services allocated per month or per year cannot carry over unused Services from any month. For example, if a User purchases a membership on the 5th day of the month for thirty (30) readings, those readings must be used prior to the 5th day of the following calendar month.

User authorizes ZipVentures to recurrently charge the total cost amount of each month’s Services to the authorized User credit card(s) assigned and registered to the User Account. In the event that the Users credit card(s) cannot be authorized by ZipVentures after three (3) attempts, all Services will be immediately suspended until all outstanding Invoices and fees are paid in full. In such event where the User account remains suspended for a period of ten (10) days, and unless the User has received written exception from ZipVentures, the User account shall be considered delinquent and User membership will be terminated accordingly.

Any undisputed fees, taxes, or other amounts not paid in full when due will be subject to finance charges equal to one and one-half percent (1.5%) per month or the highest rate permitted by applicable usury law, whichever is less, determined from the initial Invoice due date until the date the Invoice is paid in full. If User has reason to believe there is an error with an Invoice, User has thirty (30) days from the date of Invoice in which to notify ZipVentures at the email address . If User does not inform ZipVentures within this timeframe, the Invoice and all billing shall be established as accurate and shall no longer be disputable.

No refunds will issued for any unused Services.

DATA RETENTION & STORAGE

All data associated with ZipVentures Services, including readings, information, video and audio files shall be available for a period no greater than twelve (12) months from the date the readings, information, video and audio files are first created.

PRIVACY & COMPLIANCE

ZipVentures may use personally identifiable information provided by User (such as names and contact information) to provide Services to User as part of aggregated materials. ZipVentures may, from time to time, provide information to User to assist in complying with applicable laws regarding the use of the Services. ZipVentures provides this information as a courtesy only, and assumes no responsibility or liability regarding its completeness, accuracy, or applicability to particular circumstances.

FORCE MAJEURE

In the event that ZipVentures performance under this Agreement is delayed, prevented, obstructed on inhibited because of any act of God, force of nature, or governmental action or any other cause beyond ZipVentures reasonable control (hereinafter referred to as “Force Majeure”), ZipVentures will not be in default of this Agreement; provided, however, that ZipVentures exercise commercially reasonable efforts to prepare for, perform in spite of and resume performance after the Force Majeure event. In the event of Force Majeure that materially impacts performance for ten (10) business days or more, either party may terminate the affected Services without penalty or further obligation upon written notification to the other party. During a Force Majeure Event, all User payment obligations shall abate with respect to the impacted Services.

GENERAL

The prevailing party in any dispute concerning the matter hereof shall be entitled to recover its reasonable attorney’s fees and costs. This Agreement will be considered and enforced in accordance with the laws of the State of Wyoming.